The making of mortgage loans. The New York Times Financial Glossary

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origination o‧rig‧i‧na‧tion [əˌrɪdʒˈneɪʆn] noun [uncountable]
1. FINANCE the process of arranging and supplying a loan, especially a mortgage (= loan for buying a house):

• the loan origination and funding functions of banks

• An origination fee is generally charged.

2. the work involved in making something from the beginning through to the finished product:

• How efficiently can our organization implement an idea from origination to commercialization?

• The group incurred heavy origination costs in developing its video catalogue.

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origination UK US /əˌrɪdʒɪˈneɪʃən/ noun [U]
BANKING, FINANCE the process of arranging a new loan or investment: origination fee/cost »

The credit union announced that it would no longer charge an origination fee for loans.


Profits from the mortgage origination business will probably slow in the near term.

the process of starting or developing something, or causing it to happen: »

Our business is product design and origination.

the time or place at which something begins: »

Drop-down boxes made it simple to pick origination and destination cities for the flight.

Financial and business terms. 2012.